Adults today often agonize over their financial situation and how it is negatively impacting their lives. How did they get there? How did their credit score plummet and how do they climb out of the hole they have dug for themselves? Does it really take 7 years? Most adults admit they never really learned how the credit score process works.
“We need to teach our teens about good credit – how they get it and keep it – so as they move into adulthood, they don’t fall into the patterns of their parent and other adults,” states Dionne Perry, Credit-Litologist and Board-Certified Credit Consultant. She takes this challenge head-on as she writes, speaks, and engages teachers, parents, and teens about the critical elements of good credit and its myths that capture our society today.
Her book, Credit-Lit: Credit 101 for Teens, rolls out the information in a concise, creative manner giving the basics and forming the building blocks teens need. The teens ask the questions and Dionne provides the answers from what a credit score is, to how it impacts going after a new job to being able to afford that new car when the time comes. Many adults are also finding this gives them the missing pieces and can assist in their own financial picture.
